The Hartford

 

 

Benefit Description

Coverage Category/Class

Age Bracket

Rate Basis

Life & AD&D/Composite

  

Per $1,000 Spouse Stepped*

Under 25

$0.116

25-29

$0.116

30-34

$0.137

35-39

$0.157

40-44

$0.186

45-49

$0.268

50-54

$0.419

55-59

$0.686

60-64

$1.010

65-69

$1.599

70-74

$2.986

75+

$2.986

Child Life/Composite

$0.20 Per $1,000 Unit­­

Child ADD/Composite

$0.02 Per $1,000 Unit

*Spouse premium is based on employee’s age

Example premium calculations:
30-year-old employee wishes to buy themselves additional $100,000 in Vol. Life and AD&D coverage:
$100,000/$1,000 = 100; 100 x $0.137 = $13.70 per month
60 year old employees wishes to buy themselves an additional $200,000 Vol Life and AD&D coverage:
$200,000/$1,000 = 200; 200 x $1.010 = $202 per month

Employee Assistance Program

The Hartford Ability Assist Counseling Services, offered by ComPsych, provide simple solutions to help cope with stress, job pressures, relationships, grief, loss, retirement planning, and so much more at no cost to you. Each family member gets three face-to-face counseling sessions per occurrence per year. These sessions can assist you with legal, financial, medical, and benefit-related concerns.

  1. Relationship/marital conflicts
  2. Job pressures
  3. Stress, anxiety and depression
  4. Tax Questions
  5. Guardianship
  6. Buying a home

 

To Access: call 800-96-HELPS (800-964-3577) OR
Visit guidanceresources.com
If you’re a first-time user, click on the Register tab.
1. In the Organization Web ID field, enter: HLF902
2. In the Company Name field at the bottom of personalization page enter: ABILI
3. After selecting “Ability Assist program”, create your own confidential username and password